OscarPay

Integrated global payments inside Oscar and CodeOne for enterprise long-term stay accommodation providers operating across markets.

Accept cards, ACH, and international payments directly in Oscar. Payments post automatically to AR, deposits, and the general ledger. No external gateways, no manual reconciliation.

One system. One workflow. Global reach.

OscarPay requires an active Oscar license and is not available as a standalone product.

Enterprise-grade settlement
Global payouts + local methods
Smart FX for cross-currency settlement
PCI tokenization + encrypted payment data

Faster close. Cleaner audits. Fewer errors.

Close faster

Automated posting and reconciliation reduce mismatched data.

Get paid globally

Accept funds where your clients operate; pay partners locally.

Operate with control

Payments, accounting, reservations, and reporting in one system of record.

Reduce risk

Tokenization and encryption keep sensitive payment data out of your systems.

Payments shouldn’t be another system to reconcile. 

Long-term stay operations are complex enough. Because OscarPay is integrated with Oscar and CodeOne, finance and operations share the same source of truth.Books stay clean, payment status stays visible, and global readiness doesn’t add complexity. 

Before

Processor portal → exports → manual deposit match → GL updates 

After

Oscar invoice → OscarPay → auto-posted AR/GL with audit trail 

Key capabilities

OscarPay delivers modern payments without breaking finance workflows — built to support enterprise controls and global operations. 

Payments inside Oscar

Cards, ACH, and international payments with automatic posting to AR and GL.

Enterprise-grade settlement

Authorization and settlement through Number (KeyBank-backed), with refunds and reversals flowing back into Oscar accounting.

Global acceptance + payouts

Local methods and payout rails through PayAmigo across 100+ countries.

Smart FX

Collect in one currency, settle in another, keep books in your base currency.

End-to-end reconciliation

Automatic posting on payment, refund, and settlement for accurate, real-time books.

Security & compliance

PCI tokenization and encrypted payment data to reduce exposure and risk.

Oscar + OscarPay = Better together

Payments are only as reliable as the system they reconcile into. OscarPay is built into Oscar so invoicing, reservations, payments, settlement, and accounting stay aligned in one system of record.

One system of record 

Reservations, invoicing, payments, and AR/GL stay connected—reducing mismatches and manual clean-up.

Fewer integrations to maintain 

Avoid brittle handoffs between a PMS, processor portal, reconciliation tooling, and spreadsheets.

Finance-grade controls and audit trail 

Payment events tie back to invoices and ledger entries for auditability and governance.

Integrated payment processing
beats bolt-on solutions

Oscar + OscarPay

  • Payment status lives in the same workflow as the invoice
  • Settlement events map to AR/GL automatically
  • Fewer systems to secure, reconcile, and support
  • Clear audit trail from invoice → payment → settlement → ledger

PMS + external processor

  • Status lives outside the PMS
  • Reconciliation depends on exports and manual matching
  • More points of failure across systems
  • Audit trail fragmented across vendors 

Evaluating Oscar for long-term stay operations?

See how Oscar combines operational workflows with clean, trusted financials—and how OscarPay simplifies collections and payouts as part of the platform.

Talk to Sales

OscarPay Features

Collect payments within Oscar  

Cards, ACH, and international payments inside Oscar with auto-posting to AR/GL.

  • No external gateways or manual reconciliation.
  • Faster month-end close, fewer errors, cleaner audits. 

Bank-grade settlement you can trust

Number (KeyBank-backed) supports authorization and settlement; refunds and reversals flow back into Oscar’s accounting engine.

  • Reliable, auditable funds flow end-to-end.
  • Confidence for finance leadership, audit readiness, enterprise procurement.

Global programs with local payment experiences

Accept and send funds across regions via local methods (cards, bank transfer, wallets, mobile money); 100+ countries supported.

  • Customers pay how they prefer; you can pay owners/vendors locally.
  • Higher conversion, faster collections, true global operations. 

Cross-currency settlement without breaking your books

Smart FX supports cross-currency execution. Collect in one currency, settle in another, while maintaining base-currency accounting in Oscar.

  • Flexible global billing and payouts.
  • Reduced friction in cross-border programs and faster expansion.

Pay partners globally without any extra tools 

Outgoing payouts across regions using local rails; regional compliance handled through the payment network.

  • One end-to-end cash cycle inside Oscar.
  • Fewer handoffs, stronger governance, fewer payout delays. 

Reconciliation that happens automatically 

Automatic posting on payment, refund, and settlement. A R and GL updated instantly and accurately. 

  • Eliminates mismatches and manual cleanup.
  • Shorter close, fewer disputes, easier audits. 

Built for enterprise security and finance controls

PCI-compliant tokenization 

Encrypted payment data 

Reduced exposure by keeping sensitive payment data out of your systems 

Permissions and audit trails for finance controls 

One flow from
invoice to settlement

Create an invoice in Oscar
Send a secure payment link 

(or collect in the configured experience)

Funds settle via OscarPay’s payment rails 

(with Smart FX where needed)

Oscar auto-posts and reconciles 

to AR and GL with an auditable trail

FAQ

Can I buy OscarPay without Oscar?
No. OscarPay requires an active Oscar license and is not sold as a standalone product. It’s designed to run inside Oscar so payments, reconciliation, and accounting stay connected.

What payment types are supported?
Cards, ACH, and international payments—processed inside Oscar with automatic posting to AR, deposits, and GL.

How do global payments work?
OscarPay combines enterprise-grade settlement (Number) with global reach (PayAmigo) to support local payment methods and payouts across 100+ countries.

How does reconciliation work?
Posting happens automatically on payment, refund, and settlement—keeping AR and GL accurate with an auditable trail.

How do you handle payment security?
PCI tokenization and encrypted payment data reduce risk by keeping sensitive payment data out of your systems.

Can customers pay in local currency while we keep base-currency books?
Yes—Smart FX supports cross-currency settlement while Oscar maintains your base-currency accounting.

Who benefits from OscarPay, and how? 
Enterprise long-term stay providers operating across markets.
- Finance: faster close, fewer reconciliations, audit-ready records 
- Operations: real-time payment visibility, fewer handoffs 
- Program owners: local pay-ins, global payouts, multi-currency support 
- IT & Security: tokenization, encryption, and enterprise-grade controls